FLEET PACKAGES

A Fully Maintained Lease is taken should you prefer to avoid the hassle of managing costs and the ongoing maintenance of your fleet.

 

The benefits of this type of lease include specialised account management to reduce administration, one fixed monthly rental and better cost control, all with no residual risk, no maintenance risk and access to vehicle discounts from the financiers superior purchasing power.

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A Non-Maintained Lease is taken when you prefer to look after the maintenance and servicing in house however it still gives you many of the benefits of a fully maintained lease.

 

For further details please complete the Enquiry Form  on this page or Contact Us at Broadlink.

 

NOVATED LEASE

A Novated Lease may be the ideal arrangement for an individual who is receiving a car as part of their salary package.

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The employer meets the repayments on the lease but the employee is wholly responsible for the vehicle’s maintenance and running costs.

 

Should the employee leave the employer company, the employee assumes sole responsibility of the Novated Lease.

 

For further details please complete the Enquiry Form on this page or Contact Us at Broadlink.

 

IMPORTING FACILITIES

 

An Importing Facility is used where the goods that require finance are being purchased from overseas.

When the goods arrive at their delivery destination they are commissioned for use in a business.

Once the goods are operating the loan can be converted to a lease, hire purchase or chattel mortgage loan.

 

For further details please complete the Enquiry Form on this page or Contact Us at Broadlink.

 

 

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OPERATING LEASE AND RENTAL FINANCE

 

This finance solution is generally used when the lessee or renter wants to avoid owning and disposing of the goods after they have finished using them

The facility is often used for goods such as IT equipment, motor vehicles or equipment required for a specific job.

For tax purposes, rentals can work to the lessee's benefit with the rental payments deducted as an operating expense.

For further details please complete the Enquiry Form to the right of this page or Contact Us at Broadlink.

 

 

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CHATTEL MORTGAGE

A Chattel Mortgage loan is where you own the chattel from the start which are then mortgaged or gripped by a bill of sale to the financier to support the loan.

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For further details please complete the Enquiry Form on this page or Contact Us at Broadlink.

 

A chattel can be any tangible equipment that is used for business purposes. As such the equipment becomes the security for the financier during the course of the loan and once finalised the mortgage or bill of sale over the equipment is released.

As the equipment is used for business purposes then depreciation & interest charges that relate to the business use are tax deductible however your accountant will be able to advise you in this regard.

 

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My Story

Moving around Queensland during my 30 plus years in the Banking and Finance industry I held a wide range of positions in the ANZ Bank. As diverse as these positions were I found that this was an exciting path as I had extensive dealings with many businesses across Queensland which provided me with an appreciation of the diversity of business styles.

In 1984 I moved to Esanda Finance and my time there encompassed a number of roles involving administration, lending and customer relationship management. The 1990's saw me specialise in Equipment Finance where I was able to apply my extensive background in Banking & Finance for the benefit of my clients.

In 2001 I left Esanda to take up a partnership with an Equipment Finance Broker but in 2006, together with my other director colleagues, we decided to create a new Finance Broker group called ‘ Broadlink’.

During my working career I completed a Diploma in Management in 1997 and am currently a Senior Associate with Finsia (formally the Australasian Institute of Banking and Finance), a Justice of the Peace (Qualified) in the state of Queensland and recently completed my Certificate IV in Financial Services (Finance / Mortgage Broking).

With my spare time I like nothing more that hitting the waves on the Sunshine Coast and am also involved with refereeing football.

John Peters

Send me your Enquiry