General information only — not credit advice. Subject to application and lender assessment.
Skip the Profit & Loss, tax returns and bank statements most lenders usually demand.
Receive a clear approval likelihood indication in seconds.
No-financials options from our lender panel is still price-competitive because lenders save time and cost.
We shop multiple lenders so you do not have to. Our service is completely free to you.
Type or fill in what you are financing (truck, trailer, excavator, etc.), rough amount, term, time in business, and any deposit or balloon.
It compares your details against typical no-financials policies from major lenders.
You will see a clear approval likelihood plus next steps. If more info is needed, the AI will ask a couple of quick questions.
We’ve helped businesses right across Australia get equipment and vehicle finance without the usual paperwork.
Our team knows exactly which lenders are offering the easiest no-financials options right now.
No customer fees - lenders pay us for bringing them quality applications.
Below are simplified illustrations only. They are not quotes, guarantees, or credit advice. A broker confirms what applies after lender assessment.
Situation
ABN holder trading 7 years financing a used 2023 skid steer loader purchased from a licensed dealer.
Indicative structure
Fits standard no-financials program with qualifying real-estate equity.
Typical conditions (illustrative)
Situation
Business owner trading 4 years financing a new Isuzu truck with a 30% balloon.
Indicative structure
Approved under no-financials with qualifying real-estate equity.
Typical conditions (illustrative)
Situation
Sole trader trading 5 years financing a new Toyota Hilux ute.
Indicative structure
Approved with cash deposit instead of property equity.
Typical conditions (illustrative)
Situation
Business trading 9 years financing a 2022 Hitachi excavator.
Indicative structure
Fits no-financials program with strong real-estate equity.
Typical conditions (illustrative)
Illustrations only. Rates, fees, and deposits depend on the lender, policy, and verification. Your situation may differ.
It is a streamlined approval process where lenders require little or no financial documents (P&L, tax returns, etc.). Decisions are based on the asset, your time in business, and basic criteria.
It gives a reliable indicative likelihood based on current lender policies. Final approval and exact rates are confirmed once we run a full application.
No. The quick assessment is completely free and there is no obligation.
Trucks, trailers, excavators, plant equipment, yellow goods, and motor vehicles often qualify for no-financials options in many cases.
Yes. Because no-financials saves lenders time and cost, many keep rates competitive - especially through a broker who can shop the full panel.
This is general information only and not credit advice or a lending decision. Final approval and rates are subject to full assessment and lender criteria.